Home / Credit Cleanup
Credit Cleanup · Nationwide
Credit repair you pay for after the work.
We dispute what's inaccurate, incomplete or out of date on all 3 credit reports with attorney-drafted letters. You pay for each round only after the letters are done.
$750total, paid round by round
What you get
- Free consultation and a custom plan for your reports
- Attorney-drafted dispute letters for Equifax, Experian and TransUnion
- Collections, charge-offs, late payments, repos, inquiries and other items reviewed
- Every round after round 2 included, while items remain
- A client portal where you can see what was removed and your debt removed
How it works
Free consultation
We text or call you, usually the same day, and review your goals.
Pull your reports
You sign up for IdentityIQ so we can see all 3 reports.
Your plan
We go through every negative item and what can be disputed.
Round 1 letters
Attorney-drafted letters go to all 3 bureaus. $500, due only after the letters are done.
The bureaus investigate
They generally have 30 days to respond to each dispute.
Round 2
We follow up on what remains. $250.
Round 3 and on
Free while items remain, and your file is prepped to build.
Pricing
| Free consultation and custom plan | $0 |
| Round 1 letters, all 3 bureaus | $500 |
| Round 2 letters | $250 |
| Round 3 and on, while items remain | $0 |
Questions
Can you remove accurate items?
No one can legally remove accurate, timely information. We dispute items that are inaccurate, incomplete, outdated or can't be verified, which is your right under the Fair Credit Reporting Act.
How long does it take?
Each round takes about 30 to 45 days while the bureaus investigate. Most files need two to three rounds; yours depends on what's on your report.
Do you work in my state?
Yes. We work with clients nationwide, all by phone, text and email.
Can I dispute on my own?
Yes. You can dispute inaccurate information directly with the credit bureaus at no cost. We do the work, the letters and the follow-up for you.
Ready to start?
Step 1 is free. We text or call you, usually the same day.
More from 2Gifted
Life Reset Package
The Life Reset Package: everything in Credit Cleanup plus three positive primary accounts added while we…
Agency Framework
The 2Gifted Agency Framework: 1-on-1 coaching, live calls and video tutorials on how to start a credit repair…
Business Services
2Gifted Business Services: business credit setup, premium websites, custom apps and client portals, and AI…