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Life Reset Package · Most complete
Clean it up and build it up.
A clean report is the starting line, not the finish line. The Life Reset Package adds positive accounts to your file while your disputes are underway, so both sides of your report move at the same time.
$1,500the extra $750 is due once your positive accounts are open and reporting
What you get
- Everything in Credit Cleanup
- Three primary accounts in your name, with limits of about $1,500, $3,500 and $10,000
- On-time payments reporting every month
- Age and credit mix built on purpose
- New available credit that helps your utilization
- A step-by-step plan to the home, car or funding you want
How it works
Free consultation
We review your reports, goals and timeline.
Disputes start
Round 1 attorney-drafted letters go to all 3 bureaus.
Positive accounts open
We help you open three primary accounts that report to the bureaus.
Both sides move
Negatives get disputed while on-time history builds every month.
Your plan to the goal
Step-by-step guidance until you're ready to apply for the home, car or funding you want.
Pricing
| Credit Cleanup (all rounds) | $750 |
| Positive account build | $750, once accounts are reporting |
| Account subscriptions (paid to the account companies, not to us) | about $87/month |
Questions
What are the monthly subscriptions?
The three accounts keep active with subscriptions of about $10, $22 and $55 a month, roughly $87 total. You pay those directly to the companies that hold the accounts, not to 2Gifted.
Why build while disputing?
Removing negatives clears the way, but lenders also want to see on-time payments, age and a healthy mix of accounts. Doing both at once means you don't start over after the cleanup.
Is a score change guaranteed?
No. No one can guarantee a score change or an approval. Results depend on your file and how you manage your accounts.
Ready to start?
Step 1 is free. We text or call you, usually the same day.
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