2Gifted Consulting● Registered with the State of Ohio · $50,000 surety bond · Serving clients nationwide
Clean up your credit. Pay only after the work is done.
We review all 3 of your credit reports and dispute what's inaccurate, incomplete, outdated or can't be verified, with attorney-drafted letters to Equifax, Experian and TransUnion. Your free consultation includes a free credit plan based on your current report. Nothing is due today.
Why people switch to us
Typical monthly credit repair
$79–$149/month
- Plus a setup fee at many companies
- Billed every month, often for 6 months or more
- You keep paying whether or not anything changes
2Gifted Credit Cleanup · limited-time price
$750 $499 total · $0 today
- One payment of $499, only after your round 1 letters are built
- Round 2 and every round after that: free, while items remain
- 3 business days to cancel for any reason
- Limited-time price for agreements signed by December 31, 2026
Monthly price range reflects published plans from major national credit repair companies; check each company for current pricing.
Real client screenshots
“On Equifax we are good to go. Awesome work!”
Gianfranco R., client · 2 accounts removed
“Omg you are the … truth bro!!!”
Jordan, client · by text after his score update
Shared with our clients' permission; names hidden for privacy. Individual results, not typical or guaranteed. Every credit file is different, and scores can also go down during credit repair.
How it works
Tell us about you
Fill out the short form below. It takes about a minute.
Share your reports
Sign up for IdentityIQ through our link and choose to share your report with us. We never ask for your password or Social Security number.
Free consultation + your credit plan
We go through every negative item on your current report with you, usually the same day, and you get a free written credit plan: what can be disputed, what to fix first and how to build. No charge, no obligation.
We start round 1
If you choose to move forward, you sign your agreement and we build your attorney-drafted letters. You pay $499 only after they're done.
Get your free consultation and credit plan
$0 today. Lock in $499 (regularly $750) by signing by December 31. We'll text or call you, usually the same day.
You're in. Here's your next step.
We'll reach out to set up your free review. Before the call, sign up for IdentityIQ with our link and choose to share your report with 2Gifted Consulting. Use the same email you just gave us so we can match your report and build your free credit plan.
Share my reports through IdentityIQQuestions
Can you guarantee results?
No. No one can honestly guarantee a score change or remove accurate, current information. We dispute items that are inaccurate, incomplete, outdated or can't be verified, which is your right under the Fair Credit Reporting Act.
How long does it take?
Each round takes about 30 to 45 days while the bureaus investigate. Most files need two to three rounds, depending on what's on your reports.
What if I want to build credit too?
Ask about the Life Reset Package: everything in Credit Cleanup plus positive accounts added while we dispute.
Can I do this myself?
Yes. You can dispute inaccurate information directly with the credit bureaus at no cost. We do the review, the letters and the follow-up for you.